{"id":383,"date":"2020-12-24T03:58:07","date_gmt":"2020-12-23T23:58:07","guid":{"rendered":"https:\/\/emiratesloan.ae\/blog\/?p=383"},"modified":"2022-11-16T07:40:25","modified_gmt":"2022-11-16T03:40:25","slug":"mortgages-in-uae","status":"publish","type":"post","link":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/","title":{"rendered":"Mortgages in UAE"},"content":{"rendered":"\r\n<p><!--more--><\/p>\r\n<p><strong>It&#8217;s hard and tedious to understand the rules, laws, and guidelines related to the UAE&#8217;s mortgages. That&#8217;s why we compiled some necessary information for a quick and complete guide to mortgages in the UAE. If you\u2019re entering real estate or any other market in <a href=\"https:\/\/emiratesloan.ae\/\" target=\"_blank\" rel=\"noreferrer noopener\">Emirates Loan in UAE<\/a>, one of the critical steps is to finance your investment. However, the laws and regulations related to mortgages might be discouraging for you if you&#8217;re not familiar with them. We have gathered everything you must know about <a href=\"https:\/\/emiratesloan.ae\/mortgage-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">Mortgages in UAE<\/a> and their laws.<\/strong><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">1. Mortgage Laws in UAE<\/h2>\r\n\r\n\r\n\r\n<p><strong>Mortgage laws in UAE come under the influence of Law No. 9 of 2009 after the amendments to Law No. 13 of 2008. Several articles of this law have certain foundations given below:<\/strong><\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Article 3-6 (Definitions):<\/h3>\r\n\r\n\r\n\r\n<p><strong>According to the laws in UAE, these articles well-define the ordinary meanings of mortgage, mortgagee, and mortgagor.<\/strong><\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Article 7 (Mortgage Registration):<\/h3>\r\n\r\n\r\n\r\n<p><strong>According to this article, the mortgage is only legal if it is listed with an authorized sector. Also, the property&#8217;s owner, the mortgagor, will be responsible for the costs of contact. The registering mortgage cost is the addition of 0.25% of the loan amount and 4,100 AED.<\/strong><\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Article 8-10 (Mortgage Request Process for RERA):<\/h3>\r\n\r\n\r\n\r\n<p><strong>These articles explain all the particular requirements required for the registration of a mortgage application.<\/strong><\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Article 10-20 (Valid Properties of a Mortgage):<\/h3>\r\n\r\n\r\n\r\n<p><strong>These points highlight the rights and limitations for both mortgagor and mortgagee during the contract of mortgage.<\/strong><\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Article 25-30 (Implementations on Proceeding the Mortgaged Property):<\/h3>\r\n\r\n\r\n\r\n<p><strong>These layouts mention particular instructions for the mortgagee that how he can commence proceedings against the property owner. The mortgagee needs these instructions when he found that the owner is in default in his payments.<\/strong><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">What is the Loan-to-Value (LTV) Ratios for a <a href=\"https:\/\/emiratesloan.ae\/mortgage-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">Mortgage in UAE<\/a>?<\/h2>\r\n\r\n\r\n\r\n<p><strong>The LTV ratios in UAE are set by the mortgage regulations, which are given below:<\/strong><\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">First Property Mortgage<\/h3>\r\n\r\n<ul style=\"list-style: disc;\">\r\n<li style=\"margin: 10px;\"><strong>UAE Nationals: If the property value at 5 million AED, they get an LTV ratio of 80%. While if it exceeds more than 5 million, they receive an LTV ratio of 70% for this property.<\/strong><\/li>\r\n<li style=\"margin: 10px;\"><strong>UAE Residents (Expats): Non-UAE residents get an LTV ratio of 80% for the property of 5 million or less. However, if the property is more than 5 million, they get an LTV ratio of 65%.<\/strong><\/li>\r\n<\/ul>\r\n\r\n<h3 class=\"wp-block-heading\">Second Property Mortgage<\/h3>\r\n\r\n\r\n\r\n<ul>\r\n<li><strong>UAE Nationals: UAE nationals get 65% of the following property&#8217;s LTV ratio; the property&#8217;s value doesn&#8217;t matter.<\/strong><\/li>\r\n<li><strong>UAE Residents: They get an LTV ratio of 60% for subsequent property irrespective of the property value. Under Construction Property Mortgage<\/strong><\/li>\r\n<\/ul>\r\n<p><strong>\u2022 UAE Residents: They get an LTV ratio of 60% for subsequent property irrespective of the property value.<\/strong><br \/><strong>\u00a0 \u00a0Under Construction Property Mortgage<\/strong><br \/><strong>\u2022 UAE Nationals: UAE Nationals get an LTV ratio of 50% for under-construction property mortgages. The value of the property does not influence this type of mortgage.<\/strong><br \/><strong>\u2022 UAE Residents (Expats): Here, the non-UAE nationals receive an LTV ratio of 50% for off-plan mortgages. The value of the property doesn\u2019t affect the LTV ratios.<\/strong><br \/><strong>Before applying for a <a href=\"https:\/\/emiratesloan.ae\/mortgage-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage in UAE<\/a>, you should first consider your income. According to Central Bank Laws, you cannot pay more than 50% of your income for mortgage payments, loans, and credit card dues.<\/strong><\/p>\r\n<p>\r\n\r\n<\/p>\r\n<h3 class=\"wp-block-heading\">Types of Mortgage Interest Rates in UAE<\/h3>\r\n<p><strong>Mortgages are of two types based on different payment rates.<\/strong><br \/><strong>Fixed-rate Mortgages:<\/strong><br \/><br \/><strong>In fixed-rate mortgages, the interest rate remains the same throughout the period as decided before the start of the mortgage. Further, this type of mortgage is granted for two to four years, but sometimes, they may apply on the entire loan term. It comes with several advantages, such as:<\/strong><br \/><br \/><strong>\u2022 The mortgagors can set a clear budget since they know that the interest rate remains the same throughout the loan session.<\/strong><br \/><strong>\u2022 Plus, any fluctuation in mortgage rates in the future doesn&#8217;t affect the quality of interest; it remains the same as decided before.<\/strong><br \/><strong>\u2022 The borrowers know how much they have to pay each month.<\/strong><\/p>\r\n<h3>Variable-rate Mortgages:<\/h3>\r\n<p>\r\n\r\n<\/p>\r\n<p>\r\n\r\n<\/p>\r\n<p>\r\n\r\n<\/p>\r\n<p><strong>In the case of variable-rate mortgages, market factors decide the rate of interest. Hence, it can change during the time of the loan progression. The features related to variable-rate mortgages that you should know are given under the line:<\/strong><br \/><br \/><strong>\u2022 It&#8217;s a good fortune for the borrower if the market&#8217;s interest rates decrease or stay the same during progression.<\/strong><br \/><strong>\u2022 The mortgagors should consider their financial condition and income before selecting a variable-rate mortgage mode. The borrowers should handle it with their other expenditures because it may rise or fall with certain market factors.<\/strong><\/p>\r\n<h3>The Mortgage Cap in UAE<\/h3>\r\n<p>\r\n\r\n<\/p>\r\n<p>\r\n\r\n<\/p>\r\n<p><strong>The term was first introduced in 2012 when stockholders started ramping up property prices in UAE. They capped mortgages to 75% for UAE nationals and 80% for non-UAE for the first purchase. For non-UAE, they narrowed mortgages to 65% for loans above AED 5 million. Before buying a villa in Dubai for 5 million to 10 million, you need 50% of the cash in hand.<\/strong><\/p>\r\n<h3>Ending Words<\/h3>\r\n<p>\r\n\r\n<\/p>\r\n<p>\r\n\r\n<\/p>\r\n<p><strong>The rules for <a href=\"https:\/\/emiratesloan.ae\/mortgage-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">mortgages in UAE<\/a> undergo several significant changes with upgrades in the United Arab Emirates (UAE) market strategies. Major initiatives and laws are introduced for real estate projects in past decades. The UAE&#8217;s real estate market is well-known for its improved, better, and cost-effective dealings with borrowers.<\/strong><\/p>\r\n<p><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":387,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,1,3,4,91],"tags":[97,102,100,105,99,106,104,98,103,95,88,107,96,101],"class_list":["post-383","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-business","category-how-to","category-life-style","category-loan","tag-auto-loan-calculator-uae","tag-auto-loan-dubai","tag-best-personal-loan-in-uae","tag-business-loan-in-dubai","tag-business-loan-in-uae","tag-easy-loan-in-dubai","tag-emirates-islamic-bank","tag-emirates-loan","tag-home-loan-calculator-uae","tag-list-of-banks-in-dubai","tag-loan-in-uae","tag-mortgage-calculator-uae","tag-personal-loan-in-uae-without-a-salary-transfer","tag-top-10-banks-in-uae"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Title Mortgages in UAE Title - Emirates Loan Blog<\/title>\n<meta name=\"description\" content=\"Emirates Loan is one of the best company in UAE that facilitate you to get Personal Loan, Business Loan, Car Loan or credit cards. Call Us \ud83d\udcde 0526311060\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Title Mortgages in UAE Title - Emirates Loan Blog\" \/>\n<meta property=\"og:description\" content=\"Emirates Loan is one of the best company in UAE that facilitate you to get Personal Loan, Business Loan, Car Loan or credit cards. Call Us \ud83d\udcde 0526311060\" \/>\n<meta property=\"og:url\" content=\"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/\" \/>\n<meta property=\"og:site_name\" content=\"Emirates Loan Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Banking-advisor-1077809319077944\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-23T23:58:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-16T03:40:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/emiratesloan.ae\/blog\/wp-content\/uploads\/2020\/12\/Untitled-design-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"670\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Emirates Loan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EmiratesLoans\" \/>\n<meta name=\"twitter:site\" content=\"@EmiratesLoans\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emirates Loan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/\"},\"author\":{\"name\":\"Emirates Loan\",\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/#\\\/schema\\\/person\\\/94a49a63a1d2d86d9abd2889e98735e9\"},\"headline\":\"Mortgages in UAE\",\"datePublished\":\"2020-12-23T23:58:07+00:00\",\"dateModified\":\"2022-11-16T03:40:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/\"},\"wordCount\":861,\"image\":{\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Untitled-design-2.png\",\"keywords\":[\"auto loan calculator uae\",\"auto loan dubai\",\"best personal loan in uae\",\"business loan in dubai\",\"business loan in uae\",\"easy loan in dubai\",\"emirates islamic bank\",\"emirates loan\",\"home loan calculator uae\",\"list of banks in dubai\",\"Loan in UAE\",\"mortgage calculator uae\",\"personal loan in uae without a salary transfer\",\"top 10 banks in uae\"],\"articleSection\":[\"Banking\",\"Business\",\"How to\",\"Life Style\",\"Loan\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/\",\"url\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/\",\"name\":\"Title Mortgages in UAE Title - Emirates Loan Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Untitled-design-2.png\",\"datePublished\":\"2020-12-23T23:58:07+00:00\",\"dateModified\":\"2022-11-16T03:40:25+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/#\\\/schema\\\/person\\\/94a49a63a1d2d86d9abd2889e98735e9\"},\"description\":\"Emirates Loan is one of the best company in UAE that facilitate you to get Personal Loan, Business Loan, Car Loan or credit cards. Call Us \ud83d\udcde 0526311060\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/#primaryimage\",\"url\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Untitled-design-2.png\",\"contentUrl\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Untitled-design-2.png\",\"width\":670,\"height\":350,\"caption\":\"Mortgages in UAE\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/mortgages-in-uae\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgages in UAE\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/\",\"name\":\"Emirates Loan Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/#\\\/schema\\\/person\\\/94a49a63a1d2d86d9abd2889e98735e9\",\"name\":\"Emirates Loan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3109bffe67a2cf05570bc6662bbaa1dcb75a1a9055ff13b7ab06ad4e44765e38?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3109bffe67a2cf05570bc6662bbaa1dcb75a1a9055ff13b7ab06ad4e44765e38?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3109bffe67a2cf05570bc6662bbaa1dcb75a1a9055ff13b7ab06ad4e44765e38?s=96&d=mm&r=g\",\"caption\":\"Emirates Loan\"},\"url\":\"https:\\\/\\\/emiratesloan.ae\\\/blog\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Title Mortgages in UAE Title - Emirates Loan Blog","description":"Emirates Loan is one of the best company in UAE that facilitate you to get Personal Loan, Business Loan, Car Loan or credit cards. Call Us \ud83d\udcde 0526311060","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/","og_locale":"en_US","og_type":"article","og_title":"Title Mortgages in UAE Title - Emirates Loan Blog","og_description":"Emirates Loan is one of the best company in UAE that facilitate you to get Personal Loan, Business Loan, Car Loan or credit cards. Call Us \ud83d\udcde 0526311060","og_url":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/","og_site_name":"Emirates Loan Blog","article_publisher":"https:\/\/www.facebook.com\/Banking-advisor-1077809319077944","article_published_time":"2020-12-23T23:58:07+00:00","article_modified_time":"2022-11-16T03:40:25+00:00","og_image":[{"width":670,"height":350,"url":"https:\/\/emiratesloan.ae\/blog\/wp-content\/uploads\/2020\/12\/Untitled-design-2.png","type":"image\/png"}],"author":"Emirates Loan","twitter_card":"summary_large_image","twitter_creator":"@EmiratesLoans","twitter_site":"@EmiratesLoans","twitter_misc":{"Written by":"Emirates Loan","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/#article","isPartOf":{"@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/"},"author":{"name":"Emirates Loan","@id":"https:\/\/emiratesloan.ae\/blog\/#\/schema\/person\/94a49a63a1d2d86d9abd2889e98735e9"},"headline":"Mortgages in UAE","datePublished":"2020-12-23T23:58:07+00:00","dateModified":"2022-11-16T03:40:25+00:00","mainEntityOfPage":{"@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/"},"wordCount":861,"image":{"@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/#primaryimage"},"thumbnailUrl":"https:\/\/emiratesloan.ae\/blog\/wp-content\/uploads\/2020\/12\/Untitled-design-2.png","keywords":["auto loan calculator uae","auto loan dubai","best personal loan in uae","business loan in dubai","business loan in uae","easy loan in dubai","emirates islamic bank","emirates loan","home loan calculator uae","list of banks in dubai","Loan in UAE","mortgage calculator uae","personal loan in uae without a salary transfer","top 10 banks in uae"],"articleSection":["Banking","Business","How to","Life Style","Loan"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/","url":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/","name":"Title Mortgages in UAE Title - Emirates Loan Blog","isPartOf":{"@id":"https:\/\/emiratesloan.ae\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/#primaryimage"},"image":{"@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/#primaryimage"},"thumbnailUrl":"https:\/\/emiratesloan.ae\/blog\/wp-content\/uploads\/2020\/12\/Untitled-design-2.png","datePublished":"2020-12-23T23:58:07+00:00","dateModified":"2022-11-16T03:40:25+00:00","author":{"@id":"https:\/\/emiratesloan.ae\/blog\/#\/schema\/person\/94a49a63a1d2d86d9abd2889e98735e9"},"description":"Emirates Loan is one of the best company in UAE that facilitate you to get Personal Loan, Business Loan, Car Loan or credit cards. Call Us \ud83d\udcde 0526311060","breadcrumb":{"@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/#primaryimage","url":"https:\/\/emiratesloan.ae\/blog\/wp-content\/uploads\/2020\/12\/Untitled-design-2.png","contentUrl":"https:\/\/emiratesloan.ae\/blog\/wp-content\/uploads\/2020\/12\/Untitled-design-2.png","width":670,"height":350,"caption":"Mortgages in UAE"},{"@type":"BreadcrumbList","@id":"https:\/\/emiratesloan.ae\/blog\/mortgages-in-uae\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/emiratesloan.ae\/blog\/"},{"@type":"ListItem","position":2,"name":"Mortgages in UAE"}]},{"@type":"WebSite","@id":"https:\/\/emiratesloan.ae\/blog\/#website","url":"https:\/\/emiratesloan.ae\/blog\/","name":"Emirates Loan Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/emiratesloan.ae\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/emiratesloan.ae\/blog\/#\/schema\/person\/94a49a63a1d2d86d9abd2889e98735e9","name":"Emirates Loan","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/3109bffe67a2cf05570bc6662bbaa1dcb75a1a9055ff13b7ab06ad4e44765e38?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3109bffe67a2cf05570bc6662bbaa1dcb75a1a9055ff13b7ab06ad4e44765e38?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3109bffe67a2cf05570bc6662bbaa1dcb75a1a9055ff13b7ab06ad4e44765e38?s=96&d=mm&r=g","caption":"Emirates Loan"},"url":"https:\/\/emiratesloan.ae\/blog\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/posts\/383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/comments?post=383"}],"version-history":[{"count":16,"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/posts\/383\/revisions"}],"predecessor-version":[{"id":433,"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/posts\/383\/revisions\/433"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/media\/387"}],"wp:attachment":[{"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/media?parent=383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/categories?post=383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emiratesloan.ae\/blog\/wp-json\/wp\/v2\/tags?post=383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}