Credit Card for DP World Employees

For daily purchases & finances, credit cards are the most important part of our lives. The DP World Employees also easily a credit card if they apply for it by meeting all requirements and attaching all essential documents. Before applying, check the benefits and the eligibility criteria. So, there is a higher chance of getting your credit card as soon as possible.

In the UAE, the card providers offer different kinds of credit cards. Banks and other credit card unions in Dubai and the United Arab Emirates are offering these cards with amazing features. In case of any confusion, the Emirates Loan gives the best guidance to their clients. Therefore, it will save you time when applying for it.  

Eligibility criteria to apply for a credit card 

Without considering & meeting of eligibility criteria for credit cards, no one can get the approval of receiving the credit card of their own choice. Check the following requirements of eligibility. It is easier to meet them if you know what exactly these criteria are. The criteria depend on the following factors:    

Age: 

Age is a basic criterion that is required to meet for any purpose such as applying for a new loan or a credit card. Your age must be more than 21 years. All cardholders are of the age of at least 21 years. If an applicant’s age is lower than 21, his application will be rejected.   

Salary: 

Salary must be stable. It means that the applicants have to show proof of their stable monthly income. The application’s approval is faster if the monthly income is not only higher but also steady. All applicants have to meet the requirement of minimum monthly income.  

Nationality: 

All UAE nationals are eligible to avail of a card of their choice but with the provision of all original documents. In case of missing any documents, the application will not get approval. In addition, all expats can also apply for it but they have to check which types of credit cards are provided to them in the UAE. Some cards are not available for expats. So, before applying, you have to know the criteria for applying if you are an expat. 

Required documentation for DP World Employees

The required documentation for DP World Employees is essential to attach to the application form. All these documents are used for the verification of the applicant’s identity as well as income source. You should know about all these required documents:  

• Original and one copy of Emirates ID 
• Recent bank statements for recent three months 
• For expats, there is a requirement for an original & copy of their valid passport. 
• Both employed and self-employed individuals provide proof of their income source. The provision of salary slips is also an advantage.  
• You will easily give proof of your address through the utility bills. 

All applicants with a monthly salary higher than five thousand AED can easily get access to applying for any type of credit card. However, if your salary is lower, you can get the basic services of a card. Always search for a card that comes with a lot of benefits and rewards. Some banks charge higher annual fees and some charge lower annual fees. Therefore, Emirates Loan always gives the best guidance on choosing a bank that offers credit card services with lower fees. 

Factors to know before getting a credit card

There are certain factors that every DP World employee must know before applying. As a result, you will choose the most suitable one according to your financial needs. All cards are with their specific rewards & cashback. Consider the following factors:  

• The low-salary applicants get a card with limited benefits. Such cardholders cannot get many discounts on travelling tickets etc.  
• There are specific loyalty points that you will get on the purchase of anything. These points can be used for availing discounts on shopping. 
• If you are looking for the best credit card, you should have to compare the cards. Comparison between the banks is also important. So, you will be able to select the most accurate option for availing a card.   
• It is essential to check if the bank provides the choice of delaying payment or not. Sometimes, the cardholders are unable to pay off the payment on time. So, if a bank allows the delayed payment, you will pay it off without any penalty.   
• If you are applying for a credit card for the first time, make sure you choose one that comes with the option of a lifetime free feature.  
• The controlling of card expenses must be convenient. You have to look the services like balance transfers, cash advances, etc. These services make a card worthier. In general, you will enjoy using it and it is also easier to manage your daily financial expenses.